Real Estate Equity Exchange, Inc. - Copywright 2018

Unison is the market leader in home ownership investment. Founded in 2004, San Francisco-based Unison makes long-term investments in individual residential properties through two innovative programs: Unison HomeBuyer, which provides a portion of the down payment needed to purchase a home, and the Unison HomeOwner Agreement, which allows current homeowners to tap into their home equity without interest or monthly payments.

Partners.

Trust.

Investment.

We’re true partners. We only win when you win. If your home value decreases we even share in the loss. Because that’s who we are - your Partners in homeownership.

Building trust takes time and we’re doing that everyday. We’ve been rated A+ by the Better Business Bureau and featured in USA today, Forbes, Bloomberg and numerous other publications.

Our funding comes from institutional investors, including pension funds and university endowments. Our investors focus on long-term investments, up to 30 years!

THE BENEFITS OF UNISON EXPLAINED

It takes just minutes to see how you can leverage your home’s equity through Unison. Start today!

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“We wanted to put down the least amount as possible, like most homeowners, to leverage our capital. I really didn’t want to put in a complete 20 percent. When I analyzed your program, it turned out to be the right thing.”


Jeff U.
Yorba Linda, California

What people are saying

Open the door to the home you want, with less debt and risk. Unison can double your down payment, and a larger down payment can help in a number of ways, such as eliminating PMI, or freeing up more cash in case of unforeseen events.

UNISON CONTRIBUTES UP TO HALF OF YOUR DOWN PAYMENT

We provide down payment funds that you can use for up to 30 years1 with no interest charges or monthly payments.  In exchange we share in the change in value of your home – up or down – when you decide to sell2. Our share of the change in value is typically 35%. If your home’s value increases, we both profit as partners.  If your home’s value decreases, we also typically take a portion of the loss. It is a true partnership – we win and lose together.

1 Unison’s investment in your home must be satisfied at the time of an ownership change, upon passing of all signors to the deal or after 30 years, whichever occurs first. You can also buy us out without selling your home at any time after 3 years later.  

2 The change in value of your home is calculated as the sale price of the home minus the purchase price of the home.

IN RETURN, UNISON INVESTS ALONGSIDE YOU

ENJOY YOUR NEW HOME

We are your investing partner, but you are the sole owner of your home. And like any homeowner, you can sell your home at any time you choose.

  • Unison allows you to avoid PMI, use less debt, 
  • and lock in a lower monthly payment
Pre-Qualify In 60 Seconds

Pre-qualifying will not affect credit score

Pre-Qualify In 60 Seconds

Pre-qualifying will not affect credit score

PRE-QUALIFY IN 60 SECONDS

UNISON CONTRIBUTES UP TO HALF OF YOUR DOWN PAYMENT

How It Works